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Opening a US Personal Bank Account as a Non-Resident Remotely

October 28, 20233 minute read
US Banks for Non-Resident Owned US Company
US Banks for Non-Resident Owned US Company
US Banks for Non-Resident Owned US Company

Are you a non-resident looking to open a US Personal Bank Account as a Non-Resident? At EasyFiling, we understand the challenges faced by individuals like you who want to access the benefits of having a US bank account. Thankfully, with the right approach and platform, it is indeed possible. Let’s explore the steps below:

1. Choose the Right Bank

Although most US banks typically mandate an in-person visit for opening an account, traditional institutions such as US Banks, Chase Bank, Bank of America, and Citi Bank still require physical branch visits and specific document submissions for account opening purposes., there are some institutions that offer options for non-residents to open accounts remotely. Research various banks and financial institutions to find the ones that cater to non-residents.

Popular banks such as Mercury, Brex, and RelayFi usually only provide support for company business accounts. They do not facilitate the opening of personal bank accounts for non-residents. Therefore, these options are not suitable for individuals who are non-residents.

Certain digital banks such as Chime, Varo Money, and SoFi require a Social Security Number (SSN) to open an online bank account, which may not be feasible for non-residents. 

Wise is a borderless bank that caters to our needs by offering personal checking bank accounts. By signing up for a Wise account and upgrading it, you can unlock the benefits of a multi-currency bank account. Join the Wise community and experience banking without borders.

2. Gather the Required Documents

To open a US bank account as a non-resident, you’ll typically need the following documents:

  • Valid passport
  • Proof of foreign address

Note that the specific documentation requirements may vary depending on the bank or financial institution you choose. Contact the chosen bank directly to confirm their exact requirements.

3. Submit Your Application Online

Once you have gathered the necessary documents, visit the bank’s website and look for their online account opening process. Follow the instructions provided, fill out the required forms, and submit the necessary documents electronically.

4. Complete Identity Verification

As part of the account opening process, the bank may require you to complete an identity verification procedure. This can be done remotely through video calls or by submitting additional identification documents.

5. Fund Your Account

After your application is approved and your identity is verified, you will receive instructions on how to fund your new US bank account. This may involve wire transfers or utilizing international transfer services.

6. Enjoy the Benefits of a US Bank Account

Once your account is active and funded, you can start enjoying the benefits of having a US bank account. This includes easier access to online shopping, international money transfers, and various financial services.

It’s important to note that while opening a US bank account as a non-resident is possible, it may involve additional paperwork and requirements. Therefore, it is crucial to research and choose a bank that specifically caters to non-residents in order to streamline the process.

 If you’re ready to open a US bank account as a non-resident, contact EasyFiling today. Our team can provide personalized guidance and assistance to help you navigate the process efficiently and effectively.

Disclaimer: The information provided in this blog post is based on general research and should not be considered professional financial advice. Requirements and procedures may vary among different banks and financial institutions. It is recommended to consult with a qualified financial advisor or directly contact the chosen bank for accurate and up-to-date informa

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